Legal
Privacy Policy
Last updated:2026-07-24
Panqianju ("we") operates https://market-intel-alpha-eight.vercel.app. This policy describes how we handle information when you use the service.
What we collect
Account: email, display name, password hash (not plain text).
Community: posts, tags, likes/comments, optional uploads.
Billing: Stripe customer/subscription metadata—not full card numbers.
Cookies/session: login and Pro access.
Logs: hosting logs (IP, path, timestamps) for ops and security.
Market data: ticker symbols sent to quote providers (Finnhub, Yahoo, etc.) without tying to identity where possible.
Where data lives
Account/community data in hosted Postgres (e.g. Neon). Assets may use cloud storage (e.g. Vercel Blob). Processors may be in the US or other regions.
How we use it
- Run briefs, watchlist, community, AI assistant;
- Stripe subscription state;
- Abuse prevention;
- Legal and payment dispute needs.
Sharing
We do not sell personal data. We share with processors (Stripe, Neon, Vercel, Finnhub, etc.) as needed, or when law requires.
Retention & security
We retain data as needed for this policy. We use common safeguards; no system is 100% secure.
Your choices
Update your profile, manage your subscription under Account → Manage subscription (Stripe customer portal), or contact us for deletion or export requests via Help.
Children
Not directed at under-13; we do not knowingly collect their data.
Changes
We may update this page and the "last updated" date. Material changes will be noted on-site.
Contact
Privacy questions: Help center.
General product information only—not legal advice. Consult a lawyer if needed.